Product / Verigrade

Risk ratings your firm can defend to a regulator.

Verigrade is a software platform that produces defensible, auditable customer risk ratings for regulated firms. Built for wealth managers, asset managers, DFMs and IFAs across the UK and GCC.

An explainable risk rating with a full audit trail, so every decision can be evidenced.

A product of Veridex Advisory Ltd, UK & GCC

What it is

A decisioning layer for customer risk, not another
tick-box scorecard.

Verigrade applies each firm's own AML and KYC policy to every customer, consistently and transparently. It consumes screening and identity data and turns it into an explainable risk rating with a full audit trail, so compliance and MLRO teams can evidence every decision.

"Your policy stays the source of truth. Verigrade applies it, evidences it, and keeps it live."

Verigrade, Veridex Advisory
1
Explainable rating per customer
100%
Decisions with an audit trail
2
Regions: UK & GCC
pKYC
Built for perpetual re-rating

"Aligned to MLR 2017 and JMLSG guidance, and built for how firms are actually supervised."

Methodology principle

How it works

Encode the policy.
Rate with evidence. Re-rate over the lifecycle.

Three stages, one operating principle: the firm's policy is configured into the engine, applied to real data, and kept current as risk changes.

Step 01
Encode the policy

Your firm's risk appetite and AML/KYC rules are configured into the engine. Configurable, not prescriptive. Your policy stays the source of truth.

Step 02
Rate with evidence

Screening, PEP, sanctions and identity signals feed the engine, which produces an explainable rating and a complete audit trail for every customer.

Step 03
Re-rate over the lifecycle

Ratings stay current through perpetual re-rating as risk changes, with human sign-off required on any downgrade.

The result
A defensible position

Every rating carries the reasoning and the evidence behind it, so when scrutiny arrives the answer is already there.

Why it's different

Explainable by design,
aligned to how firms are supervised.

Static models give a number with no story behind it. Verigrade keeps the rating live, makes every decision explainable, and holds the firm's policy as the source of truth. Built for perpetual KYC and aligned to MLR 2017 and JMLSG guidance.

Explainable ratings

Every rating comes with the reasoning behind it. No black box, no number without a story. Compliance and MLRO teams can see and evidence exactly why a customer sits where they do.

Your policy, applied

Verigrade is configurable, not prescriptive. It applies your firm's risk appetite and AML/KYC rules rather than imposing its own. Your policy remains the source of truth throughout.

Live and supervised

Ratings stay current through perpetual re-rating, with human sign-off on any downgrade. Built for perpetual KYC and aligned to MLR 2017 and JMLSG guidance.

Who it's for

Built for the teams that
own the decision.

Verigrade is designed for regulated firms that need consistent, defensible customer risk ratings and the evidence to stand behind them.

Wealth & DFMs

Wealth managers and discretionary fund managers (DFMs).

Asset managers & IFAs

Asset managers and independent financial advisers (IFAs).

Compliance & MLRO

Compliance and MLRO teams across the UK and GCC.

Request a demo

See Verigrade applied to
your risk policy.

A 30-minute walkthrough of how Verigrade rates, explains and re-rates customers under your own policy.